Deeksha Gupta, PhD

Education

• PhD, Finance, University of Pennsylvania
• Masters, Financial Economics, University of Oxford, 
• Bachelor of Arts, Economics and Applied Mathematics, Brown University

Research

Selected publications

• Too Much Skin-in-the-Game? The Effect of Mortgage Market Concentration on Credit and House Prices, The Review of Financial Studies 

Working papers

• De-crypto-ing Signals in Initial Coin Offerings: Evidence of Rational Token Retention (with Tetiana Davydiuk and Sam Rosen), Forthcoming, Management Science 
• Utility Tokens as a Commitment to Competition (with Itay Goldstein and Ruslan Sverchkov) 
• The Pace of Change: Socially Responsible Investing in Private Markets (with Alexandr Kopytov and Jan Starmans) 

Teaching

Current

• Derivatives

Previous

• Valuations and Financial Modeling

Honors and distinctions

• Finance Theory Group, Best Job Market Paper (2018)
• Western Finance Association -- Cubist Systematic Strategies Award, Ph.D. Candidate Award for Outstanding Research (2018)
• Wells Fargo Advisors Center for Finance and Accounting Research, Best Finance PhD Paper Award (2017)
• University of Pennsylvania -- Rodney L. White Center for Financial Research Grant (2017)
• University of Pennsylvania -- Dean’s Fellowship for Distinguished Merit (2012-2016)

In the media

• In a hot market, you can buy a home with cash — even if you don't have a lot of it, (December 18, 2021), NPR 
• Is iBuying Here to Stay? (November 19, 2021), The New York Times 
• The pace of change: How quickly can socially responsible investors create impact? (October 26, 2021), Blogpost, All About Finance 
• Why do banks charge a fee for not having enough money? (October 25, 2021), Vox 
• Confused about delaying your mortgage payments? You’re not alone (May 2, 2020), CNN 
• U.S. mortgage industry braces for more strain as support talks stall (April 10, 2020), Reuters 
• Will GSEs' record-high capital requirements scare investors away? (May 25, 2020), American Banker